Zovo Average Balance
Terms of service
Effective 2026-10-02. By using Zovo Average Balance you agree to these terms.
The service
Zovo Average Balance is a tool provided by Zovo, a brand operated by autom8 LLC for use inside ChatGPT, Claude, and other MCP clients. Zovo Average Balance is an average monthly balance calculator for bank statements. Give it the transactions with the running balance (or an opening balance) and it works out the end-of-day balance for each calendar day, carrying it forward over weekends and quiet days, then the day-weighted average for each month and for the whole period. It checks each printed running balance against the arithmetic and lists the rows that differ, finds the lowest and highest daily balance with their dates, month-end balances, credits and debits per month, recurring salary-like credits and large one-off deposits. You get an Excel workbook with a row for each day and a 1-page PDF summary to add to a visa, proof of funds or loan file.
Acceptable use
Do not use the service for unlawful purposes, to infringe the rights of others, or to disrupt or overload the service.
No professional advice
Results are generated by deterministic calculations from the inputs you provide. They are informational and are not legal, tax, financial, or other professional advice. Check important results before relying on them.
Your content
You keep ownership of the content you enter. You grant us only the rights needed to process it and return the result.
Availability and warranty
The service is provided "as is" without warranties of any kind. We may change, suspend, or discontinue it at any time.
Liability
To the maximum extent permitted by law, Zovo, a brand operated by autom8 LLC is not liable for indirect or consequential damages arising from use of the service.